New York RV title transfer guide

Agree on price and arrange an inspection

Look up the RV on NADA Guides and compare active listings on RV Trader for New York and nearby states. Budget for a certified inspection ($300–$600) — it's the best money you'll spend on a used RV.

Run a VIN check

Order a CARFAX or NMVTIS report on the VIN. Confirm there are no active liens, no salvage/rebuilt title history, and no odometer rollback flags. The VIN on the dash must match the title.

Complete a New York bill of sale

Include: both parties' full names and addresses, make, model, year, VIN, odometer, sale price, date, and an as-is clause. Both parties sign. New York requires a bill of sale to transfer title. Keep a copy for your records.

Complete the odometer disclosure

Federal law requires odometer disclosure for vehicles under 16,000 lbs GVWR. Many states, including New York, require it for heavier vehicles as well. The seller certifies the odometer reading on the title or a separate disclosure form.

Seller signs over the title

The seller completes the assignment section on the back of the title: buyer's name, sale price, date, and odometer (if applicable). Both parties typically sign. Do not accept a blank signed title or a title with alterations.

Get a New York safety inspection

New York requires a safety inspection before a vehicle can be titled or registered. Schedule this before completing the sale — the seller typically covers it, or the cost is negotiated into the price.

Visit the New York DMV

Bring: signed title, bill of sale, proof of insurance, and a valid ID. Pay the title transfer fee and 4% sales tax based on the sale price. Apply for a new title in your name.

Register the RV and get plates

Registration fees in New York run approximately $26–$200/year. You'll receive new plates and a registration certificate. The registration is annual unless you qualify for a multi-year or permanent option.

Get RV insurance

Most states require proof of liability insurance to register. Get a dedicated RV policy (not your auto policy) before driving the unit home. Good Sam and Progressive both specialize in RV coverage.